Providing Equal Housing Opportunities

Application Requirements

Applications are reviewed during normal business hours: Monday - Friday, 9:00am - 6:00pm, Central Standard Time (CST / GMT-5), or by appointment.
— Last Updated: June 26, 2020.
Find Your Dream Home
Before you apply, please review all application requirements below. Application fees are non-refundable without exception. The following information listed below may be revised, modified, or updated from time to time at our sole discretion by the Verdei team.

All properties are leased "as-is" – this means DO NOT SUBMIT an application unless you or someone in your household or group has already been shown and walked through the property. Application fees are non-refundable. We cannot process your application until someone has been verified being shown the property. Submitting an application early does not improve your chances or move you ahead of the queue. Again all application fees are non-refundable. If no one has been shown the property yet, please contact us to quickly answer our required pre-qualification questions before we schedule a showing.
Review Our Pet / Animal Policy

Important Highlights

We are committed to providing equal housing opportunities to all applicants regardless of race, color, religion, national origin, sex, handicap, family status, or other protected classes status under applicable law. Qualification requirements are also subject to state laws, local laws, city ordnances, and association rules and regulations.
An application does not constitute a lease agreement or offer to lease. No lease shall exist until a lease is executed by both parties and the applicant pays all required funds.
Falsification of any information on an application may result in applicant's automatic denial. If an applicant is denied for falsifying paperwork, we may retain all deposits and fees paid.
We do not guarantee that any prescreening qualifications discussed prior to your application will meet the screening criteria. We encourage you to thoroughly review and understand all the requirements detailed below before submitting an application.
The application, background information, credit scores, rental history, criminal history, and employment verification will be reviewed by our staff, property owner, and also sometimes an insurance agency when claims are submitted.
We make every effort to ensure reliable and accurate information regarding the unit you are applying for; however, modifications can and do take place to cause inaccurate information to be accidentally presented. We encourage all applicants, tenants and agents to verify schools, allowable pets, expected features, property condition, or any association concerns prior to signing a lease agreement. Any information posted on a marketed listing, including an MLS advertisement does not constitute a written agreement or guarantee of the facts stated. Additionally, applicants may be subject to more restrictive qualification criteria as established by community associations and municipalities.
School zoning and enrollment requirements should be investigated prior to submitting your application. Applicants must verify all their own school information with the school district. Growth in your region may cause school enrollments to get capped and designation boundaries to change. We highly recommend you contact the local school district should any of the school boundaries be a concern for the unit you would like to rent.
Smoking is NOT allowed inside any of our properties, on any balcony or patio, or in any garages. Smokers must be greater than 10 feet from any property entrances or operable windows while in the act of smoking.
All individuals and their dependents that are 18 years of age or older residing in the property are required to complete an online application, go through the screening process, and provide all required documentation, including a valid government-issued photo identification. These requirements also apply to any changes to the tenant occupancy during the term of the lease.

Fee Schedules

Application Fee (Non-Refundable): $55.00 per adult 18 years or older. Each applicant will be charged a non-refundable application fee per adult, 18 years or older unless deemed an adult under applicable law.
Lease Preparation Fee: $65.00 per lease agreement due upon application approval and lease signing.
Lease Renewal Fee: $35.00 per lease renewal / extension due upon approval and lease signing.
IMPORTANT: All required deposits must be paid with 24-hours of signing the Lease Agreement.

Occupancy Guidelines

The occupancy standard per home is two (2) persons per bedroom, plus one (1) - subject to the local laws and community association rules and regulations. Tenants that exceed these standards during the lease term will be required to either: i. transfer into another available home with more bedrooms; or ii. move out.

Income Verification

Income-To-Rent Ratio
Approved: if the total monthly income of all applicants is at least three (3) times the monthly rent; or the total liquid assets of all applicants is at least eighty (80) times the monthly rent.
Approved With Contingencies: if the applicant(s) do not meet the minimum monthly income or liquid assets requirement, a co-signer/guarantor must be a party to the lease agreement. In this case, a co-signer/guarantor must have a credit score at lease seven hundred (700) or higher and their individual monthly income must be at least four (4) times the monthly rent; or their liquid assets be at least eighty (80) times the monthly rent.
Automatic Denial: if the total monthly income of all applicants is less than two (2) times the monthly rent.
Estimated Disposal Income After Debt & Rent
Approved: if the total estimated disposable income after debt and rent is at least ($500.00).
Approved With Co-Signer: if the total estimated disposable income after debt and rent is at least ($200.00) but less than ($500.00).
Automatic Denial: if the total estimated disposable income after debt and rent is less than ($200.00).

Employment History

A minimum of two (2) years of verifiable employment history is required; including each employer name, address, monthly salary, position held, years worked, supervisor name, supervisor title, phone number, and e-mail address.

Credit History

We will obtain your credit report from AppFolio, Inc. (who obtained it from Experian, 701 Experian Prkwy, Allen, TX 75013, www.experian.com/reportaccess, (888) 397-3742) and may used it in making our decision to verify your credit through the VantageScore® 3.0 Credit Score.
Unfavorable accounts which will negatively influence this score include, but are not limited to: inquiries, collections, foreclosures, charge-off, repossession, absence of credit, and current delinquency. Debt to a previous landlord, and open bankruptcies will result in an automatic denial of the application. Depending upon the screening result, an additional deposit may be required plus risk mitigation fee subject to local or state laws.
VantageScore® is a credit score that was developed by the three national credit reporting companies (CRCs) — Experian, TransUnion and Equifax — using approximately 45 million anonymous credit files. Data, which was pulled equally from the three CRCs, included public record information, collections information, tradeline data, and inquiries. Unlike other scoring systems, the VantageScore® credit score is the most consistent, using only one model with one set of scoring calculations—this results in scores that are more uniform across all three CRCs.

VantageScores are on a range of 300 to 850, which is the same range as a typical FICO score. A score closer to the maximum 850 means better credit. The proprietary VantageScore formula is applied to the data on applicants’ credit reports.

FICO® Scores consider 5 main categories of credit data from consumers’ reports: Payment history, amounts owed, length of credit history, new credit, and types of credit in use. While VantageScore® 3.0 considers 6 main categories of credit data from consumers’ reports: Payment history, depth of credit, utilization, balances, recent credit, and available credit. Within each category, FICO® and VantageScore may take different approaches to how they use or weight specific pieces of information. Three examples are how the scores treat revolving account balances (or credit utilization), collection accounts and hard inquiries.

For information on how to obtain a copy of your report or file a dispute, please visit: www.appfolio.com/consumer.
Combined Credit Score Average Of All Applicants
Contingency Requirements
Risk Mitigation Fee
Option 1: Upfront
(due on move-in)
Risk Mitigation Fee
Option 2: Monthly
(duration of tenancy)
630 - 850
(qualified)
security deposit = 1.00 x monthly rent
$0.00
$0.00
615 - 629
(contingent)
security deposit = 1.25 x monthly rent
$200.00
$10.00
600 - 614
(contingent)
security deposit = 1.50 x monthly rent
$300.00
$20.00
580 - 599
(contingent)
security deposit = 1.75 x monthly rent
$400.00
$30.00
540 - 579
(manual review)
co-signer [or] deposit = 2.00 x monthly rent
$500.00
$40.00
500 - 539
(manual review)
co-signer [or] deposit = 2.00 x monthly rent
$700.00
$60.00
300 - 499
automatic denial
automatic denial
automatic denial
No Credit File / Score
(manual review)
co-signer + deposit = 1.00 x monthly rent
$400.00
$30.00
Bankruptcies
Automatic Denial: if applicant has any open bankruptcies.
Automatic Denial: if any discharged bankruptcies within the last 2 years
Accounts In Good Standing
Approved: 100% of accounts + meet all other minimum qualifications.
Approved With Contingencies: 50% of accounts but less than 100%; co-signer/guarantor may be required if approved; manual review.
Automatic Denial: if less than 50% of accounts are in good standing.
Accounts In Collection
Manual Review Required: if 1 or more accounts are in collection.
Automatic Denial: if 3 or more accounts are in collection.

Co-Signer / Guarantor

If the applicant(s) do not meet the minimum monthly income or liquid assets requirement, a co-signer/guarantor may be required; only one (1) is approved per household.

The cosigner/guarantor must submit a separate online application, pay the non-refundable application fee, and if approved, also sign the lease agreement.

A co-signer/guarantor must have a credit score at lease seven hundred (700) or higher and their individual monthly income must be at least four (4) times the monthly rent; or their liquid assets be at least eighty (80) times the monthly rent.

Residential History

All applicants are required to provide at least three (3) years of verifiable residential history whether you currently own or rent. Applicants are responsible for providing information including the names, addresses, e-mails, and numbers of their current and previous landlords with the dates of tenancy. Rental history must be verified from unbiased sources. Home ownership will be verified from a current credit report and county appraisal district. We also accept military base housing as rental history.

Any current outstanding landlord debts; or evictions within the previous three (3) years will be automatic grounds for denial, including no liens, judgments or suits over $1,000. Broken leases will be considered on a case-by-case basis and an additional security deposit may be required.

Rent payment data is furnished by Experian RentBureau. Landlord/tenant records are pulled from hundreds of national, state and county court jurisdictions that contribute to the national instant database, including filings and those records without a judgment.

Security deposit levels may vary based on an applicant’s rental history report. Some rental history results may require further verification.
Eviction - Judgments Only
Approved: if no eviction judgments.
Approved With Contingencies: if eviction judgments within the last 3 to 7 years.
Automatic Denial: if eviction judgements within the last 3 years.

Criminal History

A criminal background check will be conducted for each individual eighteen (18) years of age or older. Criminal records are pulled from hundreds of national, state and county court jurisdictions that contribute to the national instant database, including OFAC and Sex Offender Databases. All criminal records are evaluated from the date of disposition, regardless of the individuals age at the time such offense was committed.

In evaluating an applicant’s criminal history, we will conduct an assessment of the risk to persons or property posed by an applicant that may consider: (1) the type of crime; (2) the severity of the crime; (3) the facts or circumstances surrounding the crime; (4) the length of time that has passed since the crime; (5) the age of the applicant at the time of the crime; and (6) evidence of rehabilitation efforts.

We will not automatically deny an applicant solely on the basis of arrests or pending criminal actions but may require further verification. Denied applicants may petition Verdei for reconsideration by providing additional information to assist us in its review of criminal history.
IMPORTANT: Please remember that these requirements do not constitute a guarantee or representation that tenants or occupants currently residing in our properties have not been convicted of or subject to deferred adjudication for a felony or sex offense requiring registration under applicable law. There may be tenants or occupants that have resided in one of our homes prior to this requirement going into effect. Additionally, our ability to verify this information is limited to the information made available to us by the tenant background and credit reporting services used.
Felonies Within Last 7 Years
Automatic Denial: for any felonies including, but not limited to - drug trafficking, drug manufacturing, assault, harrassment, domestic violence, kidnapping, child abuse, endangerment, animal cruelty, larceny, theft, burglary, arson, vandalism, graffiti, criminal trespassing, solicitation, prostitution, embezzlement, money laundering, blackmail, bribery, bad/worthless checks, rape, sodomy, child abuse, murder, non-negligent manslaughter, aggravated assault, forcible rape, breaking and entering, robbery, brandishing, concealed/carry violations, illegal possession — the following are examples of offenses that could fall under known crime categories but may not represent all possible named offenses.
Misdemeanors Within Last 7 Years
Automatic Denial: for any misdemeanors including, but not limited to - drug trafficking, drug manufacturing, rape, sodomy, child abuse (sexual in context), murder, non-negligent manslaughter, aggravated assault, forcible rape, breaking and entering, robbery, brandishing, concealed/carry violations, illegal possession — the following are examples of offenses that could fall under known crime categories but may not represent all possible named offenses.
Registries
Automatic Denial: if listed on the sex offender registry.
Automatic Denial: if found in OFAC/terrorist database records.

Vehicle Information

Each applicant must provide their vehicle make, model, year, color, and license plate number before completing and submitting their application. The standard policy is no more than two (2) vehicles per property are permitted without prior written approval. Exceptions or limitations may apply per property or community association.  

Vehicles must be operational and have current registrations. They cannot be wrecked, dismantled, or partially dismantled. RV’s, boats and trailers are not allowed without prior written approval.

Tenant Liablity Insurance Requirement

As a condition of our lease, we require all tenants to obtain legal liability and renter’s insurance to cover losses including personal belongings, fire, smoke, explosion, water damage, backup or overflow of sewer, drain or sump, falling objects, riot, or civil commotion.

Tenant liability insurance must have a minimum coverage of $100,000+ per incident. If you own or care for a pet, pet liability insurance coverage may be required. It is encourage that tenants obtain and maintain a renter's insurance policy covering loss or damage of personal property.

You must identify "The Verdei Group" as "Additionally Insured" (or other appropriate designation as available) on the policy and upload documented proof via your tenant portal once activated.

In The Event Of A Claim: Please contact Verdei for claim submission.

Pet / Animal Policy

Unless the parties agree otherwise in writing, tenant may not keep any pet or assistance animal on the property unless specifically authorized by landlord in writing. A “pet” includes any animal, whether mammal, reptile, bird, fish, rodent, or insect. If tenant violates this or any agreement to keep an animal on the property, landlord may take action per the terms of lease agreement.

We use a third-party pet policy and screening service. To start your pet screening now, please press the button below:
Start Your Pet Screening Now
What Is Pet Screening
We encourage healthy and responsible pet interactions for all tenants, and we strive to create a community that welcomes everyone and ensures a pet-responsible environment. We use a third-party pet application service called PetScreening, which is a simple and secure way to manage important information about your pet or assistance animal.

When a pet owner submits a pet application, a pet profile is instantaneously generated with a FIDO Score and includes name, breed, weight, sex, age, pictures, vaccination information, micro-chip data, and behavioral information. Assistance animals do not receive a FIDO Score.

You may be wondering, “What’s a FIDO Score”? During the Pet Screening process, several factors are collected from the pet owner and compiled into a detailed pet profile. These factors help determine a FIDO Score. This score is intended to help a housing provider better understand the related risk for each pet and pet owner.

The FIDO Score system ranges between five (5) to zero (0). The higher the score rating, the lower the risk associated with renting to a pet and pet owner. Several factors are weighed when calculating the FIDO Score, including, but not limited to: the type of animal, breed, age, weight, gender, vaccination history, and behavioral traits.

For example purposes only, when applied to a hypothetical Australian Shepherd named Maggie, her pet profile results may come back with a three (3) FIDO Score. In this example, Maggie is a great dog and a part of a great family. But Maggie is a hyper dog. She barks. She can scratch our hardwood floors. To a housing provider, these behaviors pose some potential risk. PetScreening took these behaviors into account to calculate Maggie’s three (3) FIDO Score.

This service makes it easy for pet/animal owners to share their animal records with their housing provider, pet groomers, doggy daycares, dog walkers, pet sitters, vets, pet friendly hotels, and more.

If you have an Assistance Animal, you are still required to complete the screening process at no charge ($0) to acknowledge our animal policies. It will be reviewed by the PetScreening legal review team per the FHAct guidelines. Please be aware of your state’s statutes or local ordinances, if any, for criminal offenses and/or penalties for committing assistance animal fraud. There is no additional fee, deposit, or pet rent required for Assistance Animal(s) as defined by the Federal Fair Housing Act.

The pet application fee is $20 for the first pet and $15 for every additional pet. Each pet application must be processed separately but the discount will be automatically applied to additional pet applications. We are not affiliated with PetScreening and cannot offer refunds.

All pet application fees are paid to and collected by PetScreening. To start your pet screening now, please visit: https://verdei.petscreening.com
Pet Restrictions
Maximum of two (2) pets are allowed; exceptions can be requested in writing for approval (subject to local laws, and community association rules and regulations). Most properties have restrictions on the number of pets and/or the size of the pet. Please check the property listing or contact us for specific details to be sure.

All pets must be properly licensed, have their shots current and maintained per city / state statutes, and have an active, fully complete account on our third party pet screening service before they are allowed on the property.

Certain aggressive dog breeds may not be permitted including, but are not limited to: Akita, American Bulldog, Great Dane, Chow Chow, Staffordshire Terrier, Rottweiler, Bull Terrier, Bull Mastiff, Presa Canario, Alaskan Malamute, Cane Corso, Wolf Hybrid, Doberman Pinscher, German Shepherd, Husky or Siberian Husky, Pit Bull, or any mix containing one of these breeds.

Livestock, poisonous, or exotic animals are not permitted. These include, but are not limited to alligators, boa constrictors, venomous snakes, lions, tigers, bears, and wolves.

Aquariums are not allowed without prior written approval.

Any case-by-case exceptions will be thoroughly documented with written approval.

Assistance animals for persons with disabilities are not considered to be pets and are not subject to the above pet restrictions. If you have an assistance animal, you are still required to complete the screening process at no charge ($0) to acknowledge our animal policies. It will be reviewed by the PetScreening legal review team per the FHAct guidelines. Please be aware of your state’s statutes or local ordinances, if any, for criminal offenses and/or penalties for committing assistance animal fraud. There is no additional fee, deposit, or pet rent required for Assistance Animal(s) as defined by the Federal Fair Housing Act.

To start your pet screening now, please visit: https://verdei.petscreening.com
Pet Fees & Deposits
For each approved pet, the following non-refundable fees and deposits will be due within 24 hours of signing the lease agreement. The fees and deposits will be determined by their FIDO Score, which is generated after an applicant submits their pet profile through our third-party PetScreening service at: https://verdei.petscreening.com — see below for details:

PetScreening FIDO Scores: the pet rating system ranges between five (5 paws) to zero (0 paw). The higher the score rating, the lower the risk and associated fees / deposits.

Pet Deposit (Fully-Refundable): this fully-refundable one-time deposit per approved pet varies based on their FIDO Score; the pet deposit is an increase in the security deposit and is made part of the security deposit for all purposes per the lease. This increase in the security deposit cannot be returned until move-out when the lease ends, even if the pet departs the property. Any refund of the security deposit, including the pet deposit increase, is governed by the terms of the lease.

Monthly Pet Fee (Non-Refundable): this non-refundable monthly fee per approved pet varies based on their FIDO Score; and will continue for the duration of the tenancy even if the pet departs the property.

One-Time Pet Fee (Non-Refundable): this non-refundable one-time fee per approved pet varies based on their FIDO Score; the pet fee is not an increase in the security deposit.
FIDO Score
Pet Deposit
Fee Option 1: Upfront
(due on move-in)
Fee Option 2: Monthly
(duration of tenancy)
5 paws
$150.00 + pet fee option
$200.00
$20.00
4 paws
$200.00 + pet fee option
$250.00
$25.00
3 paws
$250.00 + pet fee option
$300.00
$30.00
2 paws
$300.00 + pet fee option
$350.00
$35.00
1 paws
$500.00 + pet fee option
$400.00
$40.00
0 paw
automatic denial
automatic denial
automatic denial
Breeds that automatically receive zero (0) paws are not permitted; but an exception may be requested on a case-by-case basis with written approval and may include additional charges. Restricted or aggressive breeds not permitted may include, but are not limited to: Akita, American Bulldog, Great Dane, Chow Chow, Staffordshire Terrier, Rottweiler, Bull Terrier, Bull Mastiff, Presa Canario, Alaskan Malamute, Cane Corso, Wolf Hybrid, Doberman Pinscher, German Shepherd, Husky or Siberian Husky, Pit Bull, or any mix containing one of these breeds; and any dog over 100 pounds.

To start your pet screening now, please visit: https://verdei.petscreening.com.

IMPORTANT: Unless the parties agree otherwise in writing, Tenant may not permit, even temporarily, any animal on the Property (including but not limited to any mammal, reptile, bird, fish, rodent, or insect). If Tenant violates this or any agreement to keep an animal on the Property, Landlord may take action per the lease requirements.
Start Your Pet Screening Now

Potential Causes For Application Denial

» If you failed to give proper notice when vacating a previous property.
» If previous landlord(s) would be unwilling to rent to you again for reasons pertaining to your behavior or that of any family member, guest (welcome or not), or any animal on the property during your tenancy.
» If you have had two or more late payments of rent within the last twelve (12) months.
» If you have an unpaid collections filed against you by any landlord.
» If an unlawful detainer action or eviction has occurred within the past five (5) years.
» If you have recently received a notice to vacate. » If you have less than a 630 FICO credit score.
» If you have had one (1) or more NSF checks within the last 12 months.
» If you have allowed any person(s), not on the lease, to reside on the premises.
» If we are unable to verify your information, we must deny the application.
» If you violate any of our terms of service during this application process.
» Applicant requests re-wording or removing any paragraphs in the lease agreement.

Upload / Attachment Requirements

Each applicant must upload all required documentation listed below to their individual applications before submission. If an applicant does not upload all the requirements, the review process will be delayed due to the extra efforts needed to gather the documents securely.

IMPORTANT: We do not accept low quality copies or screenshots of a website.
Photo Identification (ID)
Each applicant must upload a valid copy of their government-issued photo identification card (front and back) or passport before completing and submitting their application. Except as otherwise prohibited by applicable law, non-U.S. citizen applicants may be required to present additional documentation evidencing applicant’s right to live in the United States through the end of the lease term. Applicants must be 18 years or older, unless deemed an adult under applicable law.
Income Documentation
Each applicant must upload at least two (2) of the following requirements listed below for acceptable income documentation before completing and submitting their application.

For example, an employee with a salary would upload their three (3) most recent pay stubs plus either their employment letter or two (2) most recent bank statements to meet the requirements. Some additional sources of income may be required for further verification:
PAY STUBS: three (3) most recent pay stubs from your employer.

BANK STATEMENTS: two (2) most recent bank or brokerage statements that show your legal name matching your valid government-issued photo identification. If attempting to show proof of liquid assets in place of income, your bank or brokerage statements must list your liquid assets being at least (80) times the listed monthly rent — (no joint bank accounts may be used unless all joint owners apply as tenants or co-signers).

EMPLOYMENT LETTER
: a letter from the employer must outline applicant earnings, payment schedule, length of employment, current job position, and be presented on a company letterhead that includes the company name, address, phone number, and contact person — (the same is required if relocating i.e. an offer letter must include most of the same requirements and the applicant must also be starting job within 30 days of move-in).

SOCIAL SECURITY LETTER:
a disbursement letter from the current year showing the monthly amount; must be combined with bank statements.

ALIMONY / CHILD SUPPORT LETTER:
a disbursement letter from the current year showing the monthly amount; must be combined with bank statements.

TAX RETURNS, W2, OR 1099
: must be combined with your current pay stubs or bank statements to show current employment; a return from a previous year will not be accepted after April 15th unless proof of tax extension is submitted with previous year’s tax return; a W2 or 1099 from a previous year will not be accepted after January 31st).